You are definitely getting better.
The anatomy is improving and you did a decent job with the hands and face.
The abs are a little off, but not bad.

I do like the reflection but it's a perfect reflection which implies that the water isn't moving.
Seeing that there are lines of movement in the water, the reflection would be slightly distorted. The water would also flow around anything that is obstructing it's path.

Overall you did a pretty good job, keep working at it man!

I adore this piece, wonderful job.....