Nice.

yes.

Liked how you did this.

The waist seems too small, though it might have worked if you made the front part of their skirt longer so it would seem it was just perspective. As for the legs, they seem a bit skinny and small etc., though they might look better if the left was in front of her left elbow... The upper lip looks a bit too outlined, and the umbrella looks a bit big, idk, otherwise I really like the style. And the pose is pretty cool too, interesting censorship. The rest of the body and the face are fairly proportionate and detailed as well. You should edit this (I'm assuming it's in pencil) and color it, it would look awesome.

under my umberella

would of been a better name!

Here is advice.

It needs a background, and it needs background. all I see is a charm on her ankle
with somthing as simplistic as this it needs more history to it.

nice near crotch shot though!