The hands are a tiny bit janked at the wrist, and the pinkies are a little bit too thick towards the finger tip. You did a great job with the pointing fingers though, they have good flow and good articulation.

The colours all seem to mesh well with one another and the face is very expressive. In terms of shadow and lighting I'd say you did an overall good job, but the shading around her neck is a little bit smudged.

You're gradually getting everything dialed in, so keep up the practice and you'll get closer to mastering the semi-realistic style!

Great work with the colors. The difference in blues between the sky and water is subtle in its shading. The details are top notch including the lines of water on her lower body.